Absolute Zero


Introduction
Hello! My name has been changed from Erembo_ to IcyErem as you can see, and this is because I'm trying to start a bank! This bank will be like any kind of bank. It'll have loans, bank accounts and also credit cards! I can explain all of these.


LOANS
So the loans here will be 10% interest per week, so say you want a 100 grand loan for 3 weeks, that's 30% of 100,000 ECD so the payback would be 130,000 ECD.


BANK ACCOUNTS & INVESTMENTS
Simple, right? Well the bank accounts get a little more complicated. Per each week, you receive 2% of what you have in the bank, and like a real bank, the money in the bank goes to the bank giving out loans! For example, BobbyJoeGingerDude deposits 10,000 ECD in our bank, the first week, 200 ECD is put into his bank account. It's not sent to him, but added to his "bank balance". I don't give him this money, but he has accsess to this money with a 1 week notice. The max you can deposit at 2% interest is ussually 75,000 and after that it turns into an investment. Investing is different and a little more complicated, so forum message me for details. Hopefully I covered all of that. Investments usually are 2 percent per week and for withdrawals 4 week notice.



CREDIT CARDS
Now here we go, the credit cards! You forum pm me, @IceyErem and say why you should get a credit card account. If I feel you are a trusted user, you get a account with a maximum of how much you can get. That depends on how trusted you are. Example: BobbyJoeGingerDude opens a CC account, with a maximum of 175,000 ECD. He can purchase anything he likes, within that amount. All the money would go through me however. Let's say Mr. Gigner wants to rent a star tool for a month but doesn't have the money. I give him 75,000 ECD now, and on the first of the upcoming months, he returns 85,000 ECD back. Feel free to ask me questions.

DONATIONS
All of those who donate now will receive special rewards like bank accounts with 3% interest or smaller interest loans and etc! Donations will really help this!
50k+ will get you a bank account with 3% interest.
30k+ will let you have much smaller late fees on credit cards.
60k+ will give you the ability to ask for 9% interest loans! Yes, 9% per week.
100k+ instant hall of fame and forever worshipped by all Zero Employees!


SHARES
You can also buy shares! There are 1,000,
shares and I own 500 shares. These shares are worth $1257 each and can go up and down based on how well we are doing! Forum pm me for more information. Don't forget, with these shares you can sell these whenever you want! Shareholders have more and more say the more and more shares they have.



MEMBERSHIP
This goes for every Absolute Zero branch. Basically, you get special deals on everything related to Absolute Zero. One time purchase for these deals for everything current and future. The price will go up as more perks are added, but currently it's 75,000 END.
PERKS:
Lower interest on loans. 100k loan= 1% less interest. 300k= 2% less... etc.
Bank accounts and investments get plus 1% interest!
BOGO on insurance deals. Buy one insurance plan, get the next one of equal or less value 50% off.
CREDIT CARDS get no late fees. None.


LOAN PARTNERS
I have loan partners, and bassically for small loans we do independent loans and for big ones we pool the money and interest. If you are interested (pun intended) in becoming a partner, contact me and @PvPMaster911 !

SIMPLE LOYALTY PROGRAM LESS INTEREST ON LOANS
The more loans you take out, the less interest you gotta pay.
1st loan: 5%, standard, no perks.
2nd loan: 4% interest per week.
3rd loan: 3% interest per week.
4th loan: 2.5% interest per week.
5th loan: 0.1% interest per week!
6th loan: 5% interest per week...
You get the pattern. :)



PLANS
AbsoluteStore
AbsoluteCity
AbsoluteRentals
AbsoluteStocks

None of these details are public yet, just, ponder it. :)



Credit Scores! Forum message me if you'd like to know your score out of 800.

STAR TOOL RENTALS

We currently have a star rod.
3k - 1 hour.
30k - 1 day.
150k - 1 week.
400k - 1 month.


INSURANCE

Insurance is now a thing! We'll insure your star tools, star armour and anything else that may be worth something. Forum pm me if what you want is not listed in the plans below.

EFFY7: ~7,000 ECD a week and in the event that your Effy7 is broken, lost or stolen, and SA's confirm this, you will be refunded an Effy7. If you rent a user your Effy7 and it is not returned after two weeks of the due date, and they are banned, you receive a refund.
MELONSWORD: ~5,000 ECD a week and in the event that your Msword is broken, lost or stolen, and SA's confirm this, you will be refunded an Msword. If you rent a user your Msword and it is not returned after two weeks of the due date, and they are banned, you receive a refund.
STARARMOR: ~1,000 ECD a week and in the event that your StarArmour is broken, lost or stolen, and SA's confirm this, you will be refunded an StarArmour. If you rent a user your StarArmour and it is not returned after two weeks of the due date, and they are banned, you receive a refund.
STARELYTRA: ~2,000 ECD a week and in the event that your Elytra is broken, lost or stolen, and SA's confirm this, you will be refunded an Elytra. If you rent a user your Elytra and it is not returned after two weeks of the due date, and they are banned, you receive a refund.

Forum Pm me if you want to insure, see your credit score or just clarify anything. If what you want to insure is not there, contact me. Also, if you have extra commands+ and/or pyro+ your price per week will obviously go down.

And just to clarify, the "~15,000 ECD a week" means that's how much you pay me per week.

Money Available To Loan: 0 ECD
I am also looking for staff, please forum pm me if you'd like to be apart of this and if you have any questions feel free to ask them here!


All amounts are subject to change without notice.

Staff aplications: Closed.

 

Members:
LaggyTryHard

[Bank]

Parnters:
Blizzard_04

Staff:
President: IceyErem
CEO:


Board of Governors:



Donators:
McFan77: 133 ECD
Natelev: 100,000 ECD! :D

Previous Loans:
DiamondDesire 110k, 120k due on Sunday 26th of November
Bluebo_: 30k, 40k due on Dec 1st
Quackk 186k, 216k due December 24th
Bluebo_ 40k, 50k due December 11th.
Bronzorg3 100k, 120k due December 14th
Capbo_ 08k 150k due on january 14th, 2018
MarshMallowDerp 360k, 432k due on December 17th.
Albiz, 186k, 216k due December 11th
Magixx 100k, 115k due December 11th.
Sizsizma10 100k, 110k due December 23rd.
sinder33 400k, 480k due December 29th.
xpurecorex 400k, 480k due January 24th
primelval 50k, 60k due december 31st
Jose0213 345k, 414k due January 1st.
koko_2022 100k,115k due January 7
Yspatil 45k, 50k January 19th.
koko_2022 150k, 175k due January 15
HeliosCattles 42k, 50k Jan 21
Centyste 10k, 15k due Jan 20th.


Current Loans:
William3919 300k, 400k due on December 1st
worble496 50k, 60k due December 24th
koko_2022 1.2M, 2M due March 11
Centyste 10k, 15k due Jan 20th.
koko_2022 100k, 120k due Jan 24
Natelev 205k, 250k due Feb 11


Bank Accounts:
@LJKAzrael of 500,000 ECD! (Current balance: 603990) (2%)
@KaylahJacobs of 50,000 ECD! (Current Balance: 59,846) (2%)
@FollowerJesus of 10,000 ECD! (Curent balance: 12312) (2%)
@1Whetam1 of 50,000 ECD! (Current balance: 166,200) (2%)
@cheese_ball_3 of 450,000 ECD! (Current balance: 116,000) (2%)
@dylpickle98 of 500,000 ECD! (Current balance: 550990) (2%)
@LaggyTryHard of 150,000 ECD! (Current balance: 539,000) (4%)
@lambielove of 10,000 ECD! (Current balance: 13,500) (2%)
@ThingExplainer of 20,000! (Current balance: 23,000) (2%)
@LeosZombie of 150,000 (Current balance: 159,000) (2%)
@tanger91 of 10,000 (Current balance: 12,000) (2%)


Shareholders:

[Insurance]

Staff:
President: IceyErem

Insured:
Loan Insured:
@destroyer2441 (5%)

 

Awesome! Do you mean donate, or put in a bank account?

 

Great, will do! Seeing as we got the 500k investment, we can set this up immediately!

 

A'ight, expect a mail soon!

 

Thanks, that means alot! I really hope this works!

 

Unfortuanately not, the rules all rules, but you can take out a loan just as soon as it's all setup!

 

Nevermind, I understand what you mean, AND HUGEEE thanks for this! Meet me ingame today, I guess :)

 

For some reason, I can't make a mail with ya. Meet you ingame I guess!

 

A'ight!

 

I decided, for you, I will give you 3% interest per week if you donate 10k

 

For a day tryna figure out what this means! Lol, by "borrow funs for some major projects for absolute zero" do you mean from instead of for?
xD sorry if I'm just dumb.