Bank of Anonymous - Making your dreams come true since 2016
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Here are the Bank of Anonymous we offer three services:
- Loans
- Savings Accounts
- Pawnbroking

Loans
We offer loans at an interest rate of 6% per day, up to 100k. You can receive one loan extension of 3 days, with late fees of up to 10% per day (at our discretion). Failure to pay back the loan within the specified time frame will result in a complaint being filled against you.

For example a $50k loan taken out for a week would incur 49% interest or $21k, making the total payable amount $71k.

We also offer larger loans of up to 500k, with lower interest rates, intended to be paid back over a longer period or as part of a payment plan.

To be eligible for a loan you must only meet these few requirements:
- Be ranked Resident or higher
- Be a donator
- Have no previous bans as a result of scamming

Please note we reserve the right to refuse any loan, for any reason.

If you meet these requirements please apply with the form below:

Savings
At the Bank of Anonymous we also offer savings accounts. Savings can accrue up to 10% interest every week, if your money is loaned out. The minimum deposit amount is $20k with the minimum deposit duration being 2 weeks. Your money cannot be withdrawn for the duration stated on your application.

Your money is always protected. In the event that a user fails to repay a loan, your money will be returned to you out of the pockets of the bank. This is a guarantee.

If you would like to open a savings account with us, please use the application below:

If you have savings with us and would like to extend the duration, please use the application below:

Pawnbroking
The final service we offer at the Bank of Anonymous is pawnbroking. Should you be in need of a low interest loan, we allow you to pawn your items.

Items are held on to for up to 12 days, during which time you can buy back the item for 10% more than the value loaned out on the item. After the 12 day period the item will be sold on the open market to recover the costs of the loan.

Fixed prices:
- Star tools: $500k with $550k buy back

We are willing to consider all items and estate. If you would like to pawn an item or estate please complete the form below:

We are always looking to improve, if you have any suggestions or advice feel free to post below!

 

Spoiler: Current Loans

@iStomp__Kittens - 500k - 750k due (375k on 2nd Feb, 375k 1st March)

 

I don't really appreciate you advertising your business on my trade. 500k for a start tool is totally reasonable considering it's pawning it, you obviously don't understand the concept of pawning if you're paying market price, haha.

Though I have edited the interest to be more in line with rates from other people/banks.

 

Loan accepted, as per the terms outlined in-game: Total amount payable 750k, to be paid back in two halves, the first in 4 weeks time, the second in 8 weeks time.

 

Someone want to enlighten me?

 

Well he fails to meet the first deadline, we all know what will happen.

 

Accepted, in regards to your comments on interest rates; the interest rate is designed for shorter terms, lower value loans. However, we are always looking to improve, part of that will include adjusting interest rates should we see the need. :)

 

Denied...