Hi Ecc, I haven't ever given out that many loans so this is my first go at this, but I am still going to run it efficiently. Amount of money ready to be loaned out: $40,000 So here's how it goes: 1.You realise you don't have much money 2.You realise you need more money 3.You come to this thread 4.You fill out the application form: IGN: Rank: (Only Residents+ can apply) How long have you been on ecc: How many loans have you taken before this one: Have you ever been banned: If answered yes to the above question, why?: If answered yes to the above question, can you provide a link to your ban thread: How much money do you want to take out: When do you want the loan to be started ie. The money being handed over: 5.You read the terms Each loan will be at an interest rate of 5% per week after the loan has been given out, you will have a month to repay the loan (if you need longer please forum pm me or pm me in game so we can sort it out) You will repay the loan on a set date that I will specify, if you can't make it on then, we can work something out in game pretty quickly, If you fail to repay the loan, a late fee will be added of $5,000 will be added for every day after the specified date that we set (plus interest) If this goes on for a week a complaint will be filed and I regain the right to seize any of your possesions up to the amount that you are in debt. You will never be able to take a loan from this company after an event like this, and I don't think many other loan companies will be welcoming you into their arms if you've been banned for faliure to pay a loan 6.You wait for me to accept your loan 7.You go away happy, and spend your money (Just remember to pay it back )