1. TwistedEssence Builder
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    IGN:TwistedEssence

    Suggestion:How about instead of player to player loand why not be able to get loans from the server itself by applying on a special fourm and having a /command to payback loans in increments

    Or make a new fourm to ask for loans with different sections for different size loans

    But the server loans would be great

    Edit- also how about kinda like an ECC credit check? To make it more realistic with queestions on the app such as highest bal and daily/weekly income to determine how big of a loan a person is eligable for. This would limit people from getting loans to big for them to manage and end up being banned. It would also lead to less complaints and ban appeals. And have the loan set to a real time timmer on the server to send out an alert to staff and the player about being late on the loan and the price of extensions on the loan which if unpayed will continue to increase.

    Open to all comment let me know what you think about this :)
     
    #1 TwistedEssence, Jan 30, 2015
    Last edited: Jan 30, 2015
  2. bandgeek12345 Builder
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    -1 on server loans. with the server loaning out money it would almost encourage alts. or burn accounts. as for paying back the server. an autoban thing would probably be in place. if it was on a "warn the mods" kinda thing, it would put alot more work on all mods encouraging them to resign/people to never sign up. people show leniency when filing a complaint on a loan not payed back. computers cannot. as for the loans section of the forums we already have the for sale/wanted section that does cover it well. adding more things to the forum would make navigation harder. as for a "credit check" its a tad pointless. a person loaning out money can do a "credit check" on any person on any time. it would not include earning or /bal, but would include just looking through the ban appeals/complaint section for anything related to late loan payback scamming etc.
     
  3. Builder ⛰️ Ex-President ⚒️⚒️

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    Too many ways to cheat the system I'd think. Also, where would the money come from? Thin air? That wouldn't help economy much.
     
  4. Jacob43365 EcoLeader
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    -1 too many ways to cheat money, also would be hard to custom code the plugin
     
  5. jwpwns ECC Sponsor
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  6. RazorRimz Builder
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    Think about the alts.
     
  7. greg45865734 Builder
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    -1 No lets say someone takes a loan of 1 mil. Then they throw it all away in the lotto then get banned and don't appeal. That's 850k (Lotto tax) in the economy that shouldn't be there.
    Now lets say someone makes an alt and takes out loans then transfers them to the main. The alt gets banned and if the main doesn't get caught that's more inflation for the server.
     
  8. knears2000 Builder
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    Way too many ways to be taken advantage of.
     
  9. DD71 Mayor of Nashville
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    -1, loans are one of the biggest player to player deals done. No need to kill the market.
     
  10. Vintage_Gamer Builder
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    Ill be honest, I can't see this happening at all..