Suggestion: for IGN, tag yourself; for General Purpose, say "20K loan to @TheSpacePig324" For what you will do, say something along the lines of, "I will pay @TheSpacePig324 20K the next time i see him online after this contract is aproved" other users: @TheSpacePig324 will pay me 30K within 4 days and 5 hours of him receiving the 20K