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  1. UnitedStates2 Builder
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    Minecraft Name: UnitedStates2002

    Suggestion: Enforce late fees when a user is ban.

    Reason: The whole argument to not enforce late fees on the days of the user is being banned is that "It's unfair to enforce those fees since the said player isn't able to log on."

    Well, here's what's really unfair; The lender ends up having to pay for the user getting banned since they'll have to wait longer without any compensation while the said player is banned. It's completely that players fault that they got banned, and we shouldn't be trying to subsidize players from late fees if they get banned. It's unfair that players who don't get banned have to pay late fees, while the rule breakers get a free pass.

    Basically I'd like to enforce them of how nicit suggested in a reply to the thread:
    - Late fees do not accrue if a user is banned for breaching the agreement those late fees are a part of.
    - Late fees do not accrue if a user is banned incorrectly/by staff error/etc.
    - Late fees do not accrue if a user is banned for any reason and there is not a contract in place.



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    #1 UnitedStates2, Nov 1, 2015
    Last edited: Nov 1, 2015

  2. Whammerist5 ø☗ø Guardian ø☗ø
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    While I understand the reasoning behind it, it truly doesn't help anyone. A ban is punishment enough for a player, and adding 10-100k of late fees on top of that is good enough to make a player quit. It's really a lose-lose situation, and I'm not sure this solution will fix anything.
     
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    #2 Whammerist5, Nov 1, 2015
    Last edited: Nov 1, 2015

  3. UnitedStates2 Builder
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    edit
     
    #3 UnitedStates2, Nov 1, 2015
    Last edited: Nov 1, 2015

  4. kukelekuuk C͕̹̲̽ͪ͐ͩ̔L̜̦̝͈ͦ̿̾̿ḘA̻̗̤̳̐ͭ̆̿̃̑ͭN̊̓͑̇ͯ
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    Maybe it would encourage lenders to be more responsible with who they lend money to. Because right now it's a very low risk venture due to the fact that people who don't pay almost always get unbanned to pay it back. And this leniency also means someone can just squander away the money and then get banned, and then get a multiple week extension to pay it back. At this time money lending is a joke that's abused on a large scale. Lenders don't bother doing background checks, and they don't suffer the consequences of their own actions. Likewise the scammers can just do whatever without suffering the consequences. Because they always get reasonable time to pay it back.
     
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    #4 kukelekuuk, Nov 1, 2015
    Last edited: Nov 1, 2015

  5. Nicit6 N6
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    I'm not in favor of a black-and-white policy for something that is far from:

    Here's how I think late fees should be enforced if a player is banned.
    - Late fees do not accrue if a user is banned for breaching the agreement those late fees are a part of.
    - Late fees do not accrue if a user is banned incorrectly/by staff error/etc.
    - Late fees do not accrue if a user is banned for any reason and there is not a contract in place.

    - Late fees do accrue if a user is banned due to a separate reason and a forum contract is in place. These fees may accrue until the maximum specified in the contract.

    Contracts will always be the best way to enforce anything regarding an agreement.
     
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    #5 Nicit6, Nov 1, 2015

  6. UnitedStates2 Builder
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    A large portion of players who get banned for an offense and then have scamming added on it do appeal and pay off debts for the most part. The problem is that you're effectively subsidizing banned players by giving them a free pass on late fees.
     
    #6 UnitedStates2, Nov 1, 2015

  7. UnitedStates2 Builder
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    Yes, that's somehow how'd I prefer it to be. The problem I'm having is that you don't have to pay late fees at all, which is unfair to the lender. It should always be following the contract no matter what circumstances, unless a player is banned for staff error or breaching that specific contract.

    Added that to the thread.
     
    #7 UnitedStates2, Nov 1, 2015
    Last edited: Nov 1, 2015

  8. Nicit6 N6
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    When hasn't it been enforced like that? afaik that's how we've been enforcing things?
     
    #8 Nicit6, Nov 1, 2015

  9. UnitedStates2 Builder
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    #9 UnitedStates2, Nov 1, 2015
    Last edited: Nov 1, 2015

  10. Nicit6 N6
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    #10 Nicit6, Nov 1, 2015

  11. UnitedStates2 Builder
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    It's in the agreement, however...
     
    #11 UnitedStates2, Nov 1, 2015

  12. Nicit6 N6
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    The agreement also states the late fees aren't due for 6 weeks.
     
    #12 Nicit6, Nov 1, 2015

  13. UnitedStates2 Builder
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    It says late fees last for 6 weeks -.-
     
    #13 UnitedStates2, Nov 1, 2015

  14. Nicit6 N6
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    I do get what you mean with the specified agreement I guess. I'll make a note of that in staff guidelines and close the suggestion.
     
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    #14 Nicit6, Nov 1, 2015
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